Vehicle Security

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Owning a vehicle is a responsibility that requires the owner to make considerations not only for the protection to others but also for their own protection in relation owning a valuable piece of machinery and its contents.

Vehicle security is something that has to be considered in todays society as motor vehicles make very appealing targets for crime not only for the vehicle itself but very often the contents it houses. As with an insurance underwriter having to calculate a risk on a motor insurance premium so does the owner of a motor vehicle have to calculate the risk in relation to what additional vehicle security might benefit any standard fitted protection. There are many considerations and indeed physical implements that can be purchased in order to assist vehicle security.

To assist in securing the physical car consider the following:

• Audible car alarms and engine immobilisers Products with visible deterrents such as flashing LED lights
• Window stickers etc
• Window etching (most often with the vehicles VRM, registration number)
• Steering wheel or gear stick locks
• Locking wheel nuts to deter alloy wheel theft
• Tracker (however this has an after the event benefit in recovering a stolen vehicle but does act as a deterrent if publicised in or on the car)

From a personal safety and vehicle security perspective consider some of the following elements: Stay alert at all times If your vehicle does not have a automated system to do so, lock your doors before you drive off and try to avoid having windows wide open when the vehicle comes to a halt Never leave valuables including laptops and phones on show even if you are stationary in the vehicle Park in sensible places and remove portable travel accessories such as satellite navigation systems such as tom toms when you vacate the car.

The simple message is; remain responsible and alert, do not tempt fate!

Vehicle security also has a very important influence on your car insurance policy and the better category system you have in place will reflect on the insurance premium presented to you.

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