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No Increase to Car Insurance Premiums
26. 08. 2008
Wouldn't it be nice not to have to pay an increase on your car insurance premium next year - Well now you can!
Online Motor Insurance
13. 08. 2008
Ditch the directory and get your next motor insurance quote online its so fast and so simple
Online Womens Motor Insurance
08. 08. 2008
Despite pitiful attempts by some car insurance companies to market male car insurance the car insurance for women market is still strong
Cheaper Motor Insurance Quotes
05. 08. 2008
Get yourself online and shop around for a cheaper deal on your next motor insurance premium
Are You Paying Too Much for Your Car Insurance
29. 07. 2008
The word is shop around when you get your car insurance renewal
UK Insurance Industry
23. 07. 2008
The general insurance market in the UK is being reshaped with the intervention of the internet and the interactivity it brings.
Fully Comp Motor Insurance
20. 07. 2008
Are you one of those people who might be misguided by your fully comprehensive motor insurance cover
Online Car Quotes
14. 07. 2008
The market for online car insurance grows month on month and you can also buy online to
Online Car Insurance for Women
09. 07. 2008
Join the revolution of female drivers searching for car insurance online solutions
How Much is That Insurance Call Costing You
05. 07. 2008
Do car insurance companies mix and match phone numbers to make profit
Leading the way in providing the UK motorist with cheap car insurance premiums to keep you happy. If you are looking for your first car insurance policy or you are looking for a renewal just give us a call or quote yourself online
The Postcode Lottery
Added - 19/06/2007
One of the most common questions we get asked at the motor insurance news desk surrounds the subject of how car insurance premiums are affected by where you live. This is commonly referred to as the postcode lottery.
This phenomenon is actually very real and not exaggerated, if you live in the wrong postcode area you are going to pay a higher price for your car insurance cover. The whole basis of insurance is the calculation of risk and depending on the level of risk determines how much a routine premium should be presented at.
The postcode lottery puts a determination factor on the calculation used in assessing the customers premium. It stands to reason then that areas classed as higher risk will quote insurance premiums at a much higher level than those areas in a lower risk bracket. The essence of the postcode lottery might seem unfair but when you consider the risk element that is taken into account views might differ.
There are many things that determine a high risk area, quite simply the overall outlook of claim assessment value will determine the risk. Factors that effect this can be judged on the amount of thefts in the area, the amount of reported damage and the type of housing. The simple fact about the postcode lottery is this, the higher the risk the higher the premium.
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