Top 10 Tips on How to Save Money on Car Insurance

Speak to a Specialist
Discounts can often be gained by using a specialist insurer, for example, a female driver may get a cheaper price using a female only broker.

Earn Your No Claims Bonus
For every year you drive without claiming on your insurance, you will receive a large discount for the following year-up to a possible 70% this is called no claims bonus. This could also entitle you to a discount when insuring a second vehicle.

Reduce Your Mileage
Driving less means there is less chance of you having an accident, reducing your mileage over the year is likely to get a discount.

Consider Parking Arrangements
Many insurers will offer discounts for keeping your car in a locked garage overnight compared to leaving it on a busy road.

Increase Your Excess
Insurers will reduce premiums for increasing the amount of money you are willing to pay towards a claim.

Security Device
Adding recognised security equipment such as an alarm or immobiliser to your car will often result in a discount

Driving Qualifications
Especially for first time drivers, completing advanced driving courses such as the Pass Plus can considerably reduce the cost of your insurance.

Don’t Modify Your Vehicle
Adding alloy wheels, changing the bodywork and tampering with the performance of a car can hugely increase your premium.

Pay In Full
Paying by instalments will often incur interest and set-up charges making the original cost increase. Paying in one lump sum will save you money in the long run.

Consider Your Cover
Comprehensive cover is not always the most suitable cover in certain circumstances. For example, consider the re-sale value of your car, is it actually worth insuring it comprehensively? Opting for alternative cover can often save you money.

If you want further help on how to save money on car insurance remember you can get a fast online car insurance quote and total buy online solution right here with the Talk Once insurance quote service.

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