Cover Notes

(These notes are for guidance only)
A Cover Note is a temporary Certificate issued by the insurance broker to cover the client until their official Certificate of Motor Insurance is received. This usually lasts for 30 days but should the broker not receive the Certificate within the 30 days a continuation cover note can be created.

This will cover the client for a further 30 days.

Cover notes are accepted by the post office for taxation of vehicles and by the police for proof of insurance cover, providing that the date on the cover note is applicable to the taxation date or the date they may have been stopped by the Police.

Photocopies are not accepted. A Cover note must never be backdated, it is against the law to back date cover. As you can appreciate, a client could have an accident and cause £1000 worth of damage to their vehicle and then ring our office the next day and ask for Insurance cover with effect from the previous day.

Cover can only be given from the present time or for the future.

Even with this said, you couldn’t backdate a ‘Docuprint’ Cover note anyway. These are the computer generated Cover notes that we use in our cover process.

Buying insurance over the internet can be easy, if you know what you are doing!
A lot of people however will only use the internet as a directory service. At Talk Once we can get you a cheaper home insurance quote or a car quote in minutes by putting you through to trained experienced operators based here in the United Kingdom.

insurance documents | contract of insurance | proposal form | cover notes | certificate of insurance | policy schedule | policybooklet | insurance excess | insurance glossary of terms | insurance advice | car insurance premiums | free phone insurance | no claims bonus | electronic certificate of insurance | what is insurance