Fully Comp Motor Insurance Cover for UK Motorists

20. 07. 2008 posted in: Car Insurance News 2008

Fully Comprehensive Insurance

In the 'good old days', if there ever were any, the classic all encompassing cover of Fully Comp motor insurance was an all singing all dancing form of vehicle insurance cover.

Often described as the ultimate form of car insurance protection there seemed to be many built in benefits including the good old 'driving other vehicles' cover. This benefit was probably one of the most important and most often used benefits drivers would use and in a sense it has become expected that it forms part of the schedule on fully comp motor insurance polices.

Driving Other Cars Insurance

The fact of the matter is this element of the fully comp motor insurance policy has been dramatically been diminished over the past years but unsurprisingly it has not been publicised or promoted by the insurers or the brokers who sell it. In fact the whole pitch of selling motor insurance has changed over the pas few years.

In the not so distant past the 'benefits' of an insurance policy where the big selling point, now the whole focus falls on cost. And with costs needing to be slashed there is only one method available to accommodate discounts and in many cases benefits are being removed to accommodate economy, one of those has undoubtedly been the driving other cars element.

The most important thing to remember about the driving other cars element of fully comp motor insurance cover however is the fact it was never intended to used, or should we say abused as and when you feel like driving someone else's car, it was always meant effectively to be a sort of emergency over to accommodate exceptional circumstances.

Cheap Motor Insurance

If, like millions of other motorists you are looking for cheaper motor insurance then take our advice, make sure that if certain elements and benefits are important to you as a motorist, you must ensure you ask and check to make sure they are included in the policy you are being sold, don't just assume because you have always had that protection with your fully comp motor insurance that you are going to get it with your next policy.